In order to protect The Wise Miser from widespread credit card fraud in travel bookings, we reserve the right to refuse payment by credit card over the phone or through a website booking. Any bookings made over the phone or through the website which we deem may be a security risk will be held on option for an agreed time to enable payment by the followng means: Payment in Person at our offices, Cardholders must present their payment card plus their passport for verification; Cleared funds deposited into our bank account. Please note that where the cardholder is not travelling or where the booking is for a destination with historically high levels of credit card fraud, this policy will be applied automatically.